DCLane
Found in the Yorkshire hills ...
- Location
- Dewsbury, West Yorkshire
It's their fault on the insurance and yes, should be an offence.
Reading through this post, it's unclear what damage was done to the OP's vehicle.
Can someone enlighten me please ?
Claiming back out bumpers.European Law is higher than any civil law.
I asked our insurers specifically if this notification would affect our premiums, he said
"It won't affect your no claims bonus."
"That's interesting, but I asked about our premiums."
"You weren't at fault so it won't affect your no claims bonus."
"I hear you, but I'm not making a claim am I? By giving you this notification will we have to pay more for our insurance?"
"Erm, it may affect the cost of insurance but not by much."
<sigh>
If its a motor vehicle in a public place and damage is caused. It is a RTA. It doesnt stipulate how much damage and its not for us to decide how much damage classes as an accident. The law is the law.You've scraped a bumper and paid a chap to repaint it? Hardly an accident.
If you'd rather self-insure against the possibility of causing a life-changing injury to a seven year old, that option is also available to you.Motor Insurers = Scum of the earth, legalised theft, they are lower than Estate Agents, Double Glazing Salesmen, Politicians & a snakes belly.