Garry A
Calibrating.....
- Location
- Grangemouth
Renewed my BC membership today. Now I'm on a mission to recoup the cost in discounts 

They don’t. Presumably you’d need to find alternate legal representation.So what happens if a BC member ends up in a legal dispute with another BC member. I would have thought the same firm of solicitors could not represent both parties?
so in effect if another BC member wipes me out on a group ride and I am seriously injured then my policy is a waste of time and money.
It’s the same for CUK. Different legal firm thoI am interested in this cover as the other day i came very close to swiping the side of a stationary car.
It seems BC helps you with some legal aid if someone injures you but i could not see that on the CUK website.
Yeah but it's a car, how would 3rd party insurance help you there?I am interested in this cover as the other day i came very close to swiping the side of a stationary car.
It seems BC helps you with some legal aid if someone injures you but i could not see that on the CUK website.
Covers damage by cyclist to vehicles (3rd party property) too if the fault of said cyclist (and not deliberate)Yeah but it's a car, how would 3rd party insurance help you there?
You're right it does, I'm sure it never used to but really, how much damage are you as a cyclist going to do to a car, I think it's faintly ridiculous to consider it for this reason. Be a bit cleverer when you take out your house insurance is my advice.Covers damage by cyclist to vehicles (3rd party property) too if the fault of said cyclist (and not deliberate)
https://www.britishcycling.org.uk/thirdpartyliability
Could total an £800 electric wing mirror, scrape down a wing or two I guess. Although clearly not my fault, my pedal caused a fair amount of damage apparently when I was knocked off as I and my bike presumably bounced off the side of the car. I guess that could happen if a cyclist were at faultYou're right it does, I'm sure it never used to but really, how much damage are you as a cyclist going to do to a car, I think it's faintly ridiculous to consider it for this reason. Be a bit cleverer when you take out your house insurance is my advice.
You're right, wing mirrors are a ridiculous price but to total one on a pushbike is going to bloody hurt and see you off. I've hit them with motorbikes and not damaged them. My son hit a car abroad on holiday once. I could've claimed on the HI but we agreed for the bloke to go to a garage and get a quote and I gave him the 300 euro. My feeling is if you've done enough damage to a car for a claim against you, you won't be in a position to care.Could total an £800 electric wing mirror, scrape down a wing or two I guess. Although clearly not my fault, my pedal caused a fair amount of damage apparently when I was knocked off as I and my bike presumably bounced off the side of the car. I guess that could happen if a cyclist were at fault
Ultimately, BC ride is under £50 a year, hardly a kings ransom in the general scheme of things. Legal cover on a home policy is £30 typically I think and not everyone has or needs a home policy
It may hurt and you may be injured but that’s not the 3rd party’s fault if you ride into it. Doubt you’d die thoughYou're right, wing mirrors are a ridiculous price but to total one on a pushbike is going to bloody hurt and see you off. I've hit them with motorbikes and not damaged them. My son hit a car abroad on holiday once. I could've claimed on the HI but we agreed for the bloke to go to a garage and get a quote and I gave him the 300 euro. My feeling is if you've done enough damage to a car for a claim against you, you won't be in a position to care.