How can £5000 in debt be disposable income? As you say each to their own, personally I had debt on frivolous items, enough to never have it.
How much would you spend on a new bike ?
- Thread starter Flick of the Elbow
- Start date
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How can £5000 in debt be disposable income? As you say each to their own, personally I had debt on frivolous items, enough to never have it.
NorvernRob
Senior Member
- Location
- Sheffield
I never said it was - I said I'd rather have a modest mortgage and plenty of disposable income, so I barely even notice a monthly payment for a bike. There's very little I want that I don't have, and I'm not rich by any means. I'm good at managing money and have never missed a payment on anything, ever, or got into any kind of financial difficulty.
I don't say I'd borrowed £5000 either..I said I spent £5k on bikes last year and borrowed most of it.
I have friends that won't borrow anything, they'll only pay cash - but they own b*gger all.
slowmotion
Quite dreadful
- Location
- lost somewhere
£1800 maximum on the bike. I'd p#ss away the rest on the motor.
Accy cyclist
Legendary Member
- Location
- The hills of Accrington
What's the most expensive bike you can buy,apart from those ridiculous gold plated or diamond encrusted objects? Whatever it is if i won millions i'd have it.
AndyRM
XOXO
- Location
- North Shields
I reckon Factor's One 77 must be up there. Yours for £25k sir.
Accy cyclist
Legendary Member
- Location
- The hills of Accrington
Well i'll take it then thank you! No point in the usual scrimping and saving when you have millions to spend but only so many years left to spend it in.
OP
OP
Flick of the Elbow
Guru
- Location
- Edinburgh
I'm thinking as a man who'd spend his millions on a Highland estate and refurbishing the Scots baronial mansion that comes with it. And a couple of nice cars would be good. And perhaps a nice watch. And I expect the wife will want a few nice things too. Actually I don't think I'm going to be able to afford a £2.5k bike after all...
Dave 123
Legendary Member
- Location
- Cambridgeshire alps
We once had the "lottery win" talk at home...
Mrs Dave- "If we won £10M I would give my sister a million, my mum and dad a million"
Me- "So we'd have to do the same for my mum, 3 brothers and one sister ?"
Mrs Dave-"yes.... then we'd give (reels off about 10 friends) £250,000..."
Me-"So we win the lottery and have to take a loan out to give people money...?"
If we won she'd be given some ground rules!
I guess I would pick a frame up for about 7k and spend another few k on wheels and groupset etc so maybe about 12k . Having said that I don't do the lottery and havnt since about a year after it started so I think I have saved more than I would have ever won on it 
especially as you could spend £5 + a week on a gamble that isn't in your favour .
How long has the lottery been going now ? I want to add up my lottery savings
especially as you could spend £5 + a week on a gamble that isn't in your favour .How long has the lottery been going now ? I want to add up my lottery savings
NorvernRob
Senior Member
- Location
- Sheffield
I guess I would pick a frame up for about 7k and spend another few k on wheels and groupset etc so maybe about 12k . Having said that I don't do the lottery and havnt since about a year after it started so I think I have saved more than I would have ever won on it
How long has the lottery been going now ? I want to add up my lottery savings
I don't do it either. I used to spend £1 per week as part of a small syndicate, then when the cost of a ticket doubled to £2 we stopped.
I know loads of people that spend £5-£10 per week on tickets, £20-£40 per month! You could get a bike for that.....
andyfraser
Über Member
- Location
- Bristol
I don't think that bike's all that aesthetically pleasing. It probably rides like a dream and I'd probably love it if I rode it but it also probably wouldn't give it a second look. Factor are welcome to lend my one in case I change my mind though.
SatNavSaysStraightOn
Changed hemispheres!
- Location
- ɐᴉlɐɹʇsn∀ 'ɐɹɹǝquɐƆ
I've spent +£2,500 on an expedition bike, custom build. And I had to buy 2 of them. I'm about to spoken £2k on a part build for a recumbent trike where I am supplying parts worth £1,500...
So I guess it's not worth considering really. you will spend whatever it takes to keep you cycling if you enjoy it!
So I guess it's not worth considering really. you will spend whatever it takes to keep you cycling if you enjoy it!
vickster
Legendary Member
The rather lovely 11k sparkly red Parlee in Sigma would do me. Without a lottery win, I don't think I could justify more than 3k or so (a nice Ti build) even if I can afford it 
a couple of my bikes were around £1500-2000, the other two were used under £500 (albeit with £900 odd RRPs)
Right now I am getting far more value from my Bupa premiums than the money I spend on bikes and kit
a couple of my bikes were around £1500-2000, the other two were used under £500 (albeit with £900 odd RRPs)Right now I am getting far more value from my Bupa premiums than the money I spend on bikes and kit
