This shows how individual it is.Usually in the low 40s, but dips below 40 every now and then. Not bad for being 49. Though I find it harder each year to get my max hr over 170.
A few days before my 49th birthday last November I ran a 10k race and PB'd with an average bpm of 171, maxing out at 184 in the sprint finish.
No idea what my resting is though as I only wear my Garmin when running.
Anyway,my main point is my heart rate returning to "normal" after vigorous exercise. I haven't been cycling for a while. Instead i've been walking up and down my local park 10,15 or 20 times,like i did the other day. It's quite a climb and it makes my heart go at about 100-110 bpm. I don't bother with heart rate monitors. I just put my hand on the left of my chest and count the beats,while looking at my stopwatch. My heart will be racing at 100 bpm,then it'll suddenly drop down to around 70,then back down to around 60 bpm when i've been sat down for about 45 seconds. I think/hope this is good isn't it?
(hugs)